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Retirement & Income Planning

If You were to climb a mountain would you hire a guide?  What if the guide said they were pretty sure they could get you up the mountain but not sure how to get you down safely, would you keep that guild or get another one?


The safe withdrawal rate of 4% is not longer safe following traditional advice.


Does your current advisor show you how to maximize the income/cash flow or minimally take out of during your retirement years?  There aren't many incentives for advisors to teach you how to spend and enjoy your money. If they did show you how to enjoy your wealth then the accounts go down and their pay does too: PROBLEM: Conflict by design

  • How’s your 401k or IRA performing?  Do you have exit strategies out of these instruments?

  • Have you been steadily growing your savings or liquidity a problem?

  • Are you ready for the day when you leave the working world behind and begin your retirement?

  • Do you know what to expect from your Social Security payments?

  • Will your parents or other rely on you?

  • Do you have a will/trust/powers of attorney

  • What percent of your present income will hour assets replace when you retire from all sources?

    • how much of your income to you want predictable?

Retirement seems like a fun time, sure, but there’s a lot of planning involved with ensuring that you’re able to enjoy your life after your last day on the job. For this reason, it’s important that you get the answers for the above questions.

At Branch Wealth Strategies, our goal is to ensure that you’re ready for life after you retire, even if you don't hit “your number”.

When people plan to retire, some of the things they start to think about include:

  • Will I be able to have a steady stream of income?

  • How can I supplement my retirement savings today to save for tomorrow?

  • What assets will I be able to pass onto my children?

  • How can I avoid paying the government more than necessary?

If these are questions that you’ve been asking yourself, then you should reach out to us today. Our team has the experience to offer you a holistic approach to retirement planning that will make your retirement years some of your best and ask about our free book.

Creating an income plan to last throughout retirement is perhaps the single most important challenge retirees will face. After all, with the fact that we’re all living longer combined with advanced medical science and technology, it’s very probable that people who are retiring today could spend 30 years or more living in retirement without earned income and only from social security and investments to support them. That’s a scary and very realistic thought.

That’s why we make income planning our top priority at our firm.  We help our clients establish a solid income plan guaranteed to last as long as they do. In other words, the income plans we prepare for our clients are guaranteed to “go the distance.” Even if that means they live to be 120 or older! They are guaranteed to always receive that monthly check.

If an income plan is the most important thing in retirement, peace of mind might be the second. Let us help you create and income strategy you can’t outlive so that you can enjoy retirement with confidence and certainty

Let Branch Wealth Strategies Help You Gain Financial Freedom.

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